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Backend DevelopmentRemote

Senior Software Engineer - Lending Platform at Upstart

Upstart - Company

US, ๐Ÿ‡บ๐Ÿ‡ธ United StatesFull-time - Senior (4-7 years)0 applicantsCloses Aug 4, 2026

Salary

USD 173,939 - 173,939 / year

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Job description

Job details

  • Location: US
  • Work mode: Remote
  • Employment type: Full-time (Not an internship)
  • Salary: USD 173,939 per year

Role overview

Upstart is seeking a Senior Software Engineer to join the Lending Platform team. In this role, you will leverage advanced AI and creative engineering to reduce the cost and complexity of borrowing for Americans. You will build scalable systems that empower banks and credit unions to expand access to affordable credit through intelligent technology.

Job details

This is a Full-time position based in the US. The role operates in a Remote capacity. This is not an Internship. The annual salary for this position is 173,939 USD.

Responsibilities

  • Design and implement robust backend services for the AI-driven lending marketplace.
  • Collaborate with cross-functional teams to enhance the credit access platform.
  • Optimize system performance to handle high volumes of financial transactions.
  • Mentor junior engineers and contribute to a culture of technical excellence.
  • Develop scalable APIs to integrate with partner banks and credit unions.

Requirements

  • Proven experience as a Senior Software Engineer focusing on backend systems.
  • Strong proficiency in modern programming languages and distributed architectures.
  • Experience building and maintaining high-availability financial platforms.
  • Ability to work independently in a remote environment across the US.
  • Strong problem-solving skills and a commitment to writing clean, maintainable code.

Benefits

  • Competitive annual salary of 173,939 USD
  • Remote work flexibility
  • Opportunity to work with cutting-edge AI technology
  • Comprehensive healthcare and wellness programs

Keywords

Backend DevelopmentAI LendingScalable SystemsFinTechAPI DesignDistributed SystemsSoftware Architecture