Onlano
Post job
Backend DevelopmentRemote

Sr Software Engineer - Lending Platform

Upstart - Company

US, 🇺🇸 United StatesFull-time - Senior (4-7 years)0 applicantsCloses Aug 1, 2026

Salary

USD 166,900 - 230,900 / year

Apply for this job

Job description

Job details

  • Location: US
  • Work mode: Remote
  • Employment type: Full-time (Not an internship)
  • Salary: USD 166,900 - 230,900 per year

Role overview

Upstart is hiring a Senior Software Engineer to join their AI lending platform team in the United States. This remote-friendly role focuses on building and scaling backend systems that power the leading AI lending marketplace. You'll work on technology that expands affordable credit access for millions of Americans through advanced AI and intelligent automation. The position offers a competitive salary range of 166,900to166,900 to 230,900 USD and the opportunity to work on mission-driven fintech innovation.

Job details

Location: United States (Remote) Employment type: Full-time Salary: 166,900−166,900 - 230,900 USD

This is a senior-level, full-time position working remotely. Upstart partners with banks and credit unions to reshape credit access through cutting-edge AI technology. You'll contribute to systems that reduce borrowing costs and complexity while maintaining both technical excellence and human-centered design.

Responsibilities

  • Design and build scalable backend services for AI-powered lending platform
  • Collaborate with cross-functional teams to deliver innovative credit solutions
  • Optimize system performance and reliability for millions of transactions
  • Drive technical decisions and architecture for core lending infrastructure
  • Mentor engineers and promote engineering best practices across teams

Requirements

  • 4-7 years of software engineering experience with backend systems
  • Strong proficiency in distributed systems and API development
  • Experience with financial services, fintech, or lending platforms preferred
  • Expertise in modern backend languages (Python, Java, Go, or similar)
  • Proven track record of building scalable, high-availability systems
  • Strong problem-solving skills and passion for impactful technology

Benefits

  • Competitive salary $166,900-$230,900 USD
  • Remote work flexibility
  • Mission-driven fintech innovation
  • Work with advanced AI technology
  • Collaborative engineering culture

Keywords

Backend EngineeringAI PlatformFintechLending SystemsDistributed SystemsAPI DesignPythonMicroservices